What if the way you structure your employee healthcare benefits could become one of your strongest management tools?
In this episode of Management Muse, Cindi Baldi talks with founder Stacy Edgar about why the dominant employer-sponsored health insurance (ESI) model is increasingly misaligned with today’s workforce, and how leaders can reimagine benefits as a driver of culture, loyalty, and performance.
They unpack the history of how U.S. employers became the primary providers of health insurance, the risks of sticking with outdated “one-size-fits-all” plans, and the emerging opportunities in flexible, employee-centered models of coverage. Stacy shares stories of organizations that have reduced costs while improving employee morale, along with cautionary tales of leaders who cut corners and paid for it in turnover and diminished trust.
This episode is a conversation about innovative leadership and daring to reconsider the status quo. If you want to recruit and retain top talent, reduce hidden costs, and configure your culture with today’s expectations, you’ll want to listen in.
Episode Highlights:
- How smarter coverage leads to healthier employees and a healthier bottom line
- Why workplace healthcare is overdue for disruption
- The risks of “one-size-fits-all” group health plans
- How alternatives like ICHRAs enable personalized, employee-driven coverage and cost savings
- The hidden costs of doing the minimum
- How thoughtful benefits can fuel culture, retention, and performance
- How U.S. employers became the de facto providers of health insurance
About Stacy Edgar:
Stacy Edgar is the co-founder and CEO of Venteur, an AI and digital health startup helping employers reimagine health insurance through a consumer-centric lens. Under her leadership, Venteur works with businesses to lower healthcare costs while empowering employees to feel more confident and in control of their healthcare journey.
Before launching Venteur, Stacy spent 15 years in global development and foreign policy, dedicated to ending global poverty. She is recognized for her expertise in business development, having helped dozens of organizations generate billions in new business.
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Want to Go Deeper? Check Out Our Recommended Reading:
- Edgar, Stacy. “This Labor Day: Is It Time to Rethink the Social Contract on Employer-Sponsored Health Care?” Venteur, 1 Sept. 2025, www.venteur.com/blog/this-labor-day-is-it-time-to-rethink-the-social-contract-on-employer-sponsored-health-care
- Weismann, M. F. “How the Great Resignation and COVID Unemployment Have Eroded the Employer-Sponsored Insurance Model and Access to Healthcare.” American Journal of Law & Medicine, vol. 49, no. 1, 2023. Cambridge University Press.
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